Travel Insurance - Non Europe & long trip

**Dr Spouse** · 19-04-2012, 10:28am

We had to get very specialist cover when going to get Baby S (as he wasn't travelling out with us) and we called about 4 or 5 companies and then found one that would insure me and him (and Mr S was on a different policy which was better for him).

We went with JBI for Baby S/me but Insure and Go are also pretty good and a bit more mainstream for longer trips. Mr S used to work in the industry and was impressed with both of them (we had claims with both and they paid promptly).

**TopStar** · 19-04-2012, 10:43am

Thanks Dr S, will call those two too.
DH has a heart condition and Direct Line said it falls under their 'instant refusal' category and won't cover him. Annoying!!
So we have decided get separate ones. Still many won't cover over 31d, I'll call all the suggested ones and get it sorted at once.

**Dr Spouse** · 19-04-2012, 11:29am

Mr S has diabetes and a lot of the companies won't cover that either, but Insure and Go insured him (as I say he went on a separate policy when I was on JBI with Baby S).

It is such a pain with a pre-existing condition I know.

**donna-j** · 19-04-2012, 11:44am

I always use Direct Line and they were great both times that I had to claim. My bags almost always missed the connection at LHR when I was going to the Middle East so I have had to claim the cost of clothes because I had no baggage, a carseat for Thomas as his took 2 days to arrive

and also medical costs twice for Thomas when we were out there.

Actually I also had the cost of a changed flight as T had bronchitis and I think that was claimed back too.